Financing and Insurance

When we present you with a treatment plan, it will include a comprehensive, easy to understand, breakdown of costs. For your convenience, financing is available and we accept a variety of payment methods. Most dental insurance plans are accepted. We offer courtesies for payment in full, if rendered a minimum of three days before your appointment. All charges are due and payable at the time of treatment.


We happily accept:

  • Health Spending (Flex Benefit) cards
  • Debit cards
  • Discover credit cards
  • MasterCard credit cards
  • Visa credit cards
  • Cash
  • Personal checks
  • Money orders


We do not believe that financial restrictions should be prohibitive of great dental care. We offer a variety of solutions to fit your budget, some of which are interest-free. If you need to make special arrangements, please contact us prior to your treatment. Financing options include:

  • CareCreditCareCredit – CareCredit is the healthcare credit card exclusively designed to finance healthcare services like dental care and orthodontics for you or your family. CareCredit offers special financing on purchases of $200 or more for healthcare procedures not commonly covered by insurance, including dental treatments. Plus, you can use your CareCredit card over and over for follow-up appointments.*
  • Wells Fargo Healthcare Financing
  • Our own dental “layaway” plan

Our friendly office personnel will work with you to develop a plan that meets your needs.


“Dental benefits” is a more appropriate term for your insurance. It rarely covers the entire cost of dental care. On average, dental benefits will pay between 50 and 80 percent of approved procedures. The terms vary widely, depending on the provider and the level of coverage that you or your employers purchased. Although benefits help, they are highly unlikely to pay your entire bill.

We want to help you get the most out of your dental benefits. We will review your treatment plan, and the terms of your benefits to provide an estimate of charges. However, this is not a guarantee; only your dental plan provider can determine the exact amount of coverage.

We offer the courtesy of billing your insurance company for you. If they do not pay their portion, our efficient office staff will gladly assist you. We recommend that you contact our office if your insurance provider has not paid within a 30-day period. However, your account is your personal and financial responsibility. If your bill is not paid in full within a 60-day period for any reason, you are responsible for any remaining charges.

If you have any questions, please call our office at 270-228-2257.

sedation dentistry and cosmetic dentistry with an Owensboro dentist near Henderson KY
FREE Initial Oral Sedation
($354 Value)

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Thompson & Frey
Cosmetic & Family Dentistry

Our Owensboro dental practice offers Invisalign along with other cosmetic dentistry treatments to restore smiles. Contact us if you are looking for a family dentist or general dentist. Our practice offers family dentistry and sedation dentistry services for Owensboro and Henderson KY!
3164 Alvey Park Dr E
Owensboro, KY 42303

Call: 270-683-0620 270-228-2257

  • Katie was very good and I appreciated her understanding of my particular anxieties.
  • I have always had a good experience with your staff, thank you for your dedication to your patients.
  • I always feel at home at Dr Frey and Thompson’s office. Their hygienist Robin is awesome! I love this office and have for over 20 years!!!!
  • Simply amazing!! I am so terrified when I go to a dentist but sedation dentistry made it easy and painless!! THANK YOU SO MUCH!!!!
  • I was more than satisfied with this visit which was performed by the staff in a most professional manner.
  • As always, the staff and Dr. Frey and Dr. Thompson are kind, courteous, explain all options and invite questions. They make coming to the dentist “less scary”!!
  • Robin made me feel at home. The new lady (can’t remember her name) was very nice and went out of her way to keep my 4yr old son entertained. Stuff like that means a lot.
  • Though some people dread going to the dentist, with Dr.’s Thompson and Frey and their staff, they make an undesirable experience for some…enjoyable. :)
  • This was the first time I’d had Katie as a hygienist. I thought she was really good. She was thorough and easy on the gums. My teeth felt very clean. Thanks.
  • Everyone in your office is awesome. It feels like I am at home there every time I go. But 2 good checkups in a row, wow, I am so excited. :) love ya guys!
  • Thank you so much for the personal, respectful treatment I received from everyone I came in contact with while in your office.
  • Very precise and took great care to make sure my rebonding of my front teeth was perfect. I was thrilled with results!
  • Always a pleasant and painless experience!!!
  • I always appreciate the professionalism of the staff.
  • I love all the people there!
  • Best dental service I have had in my lifetime. Bar none.
  • She was very friendly and thorough with the examination and cleaning. I appreciate her care and consideration.

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